Home » Calculator Purchase Price $ Mortgage Term 30 Years 25 Years 20 Years 15 Years 10 Years 5 Years Down Payment ($) 5% Annual Taxes ($) 1% Interest Rate (%) 5% Mortgage Insurance Rate (%) 0% Mortgage Insurance Rate (%) Your LTV is less than 80%, so you will not need to pay PMI. Annual Insurance $ Monthly HOA $ Want a Copy of the Results? $1421 Monthly Payment Principal & Interest $1421 Monthly Taxes $1421 Monthly HOA $1421 Monthly Insurance $1421 Monthly PMI $0